Etsy, Amazon & eBay seller take-home in India (INR)
What you really keep as a marketplace seller in India after the marketplace fee, payout, and converting to Indian Rupee (INR).
Indian Etsy, Amazon, and eBay sellers usually take marketplace payouts via Payoneer to an INR bank account. Compare the marketplace’s own USD→INR conversion against Payoneer’s ~2% — the spread, not the headline fee, moves your net.
| Item sale price | $100.00 |
| Marketplace fee (6.5%) | −$6.50 |
| Payment processing / payout (3%) | −$2.81 |
| Currency conversion (2.5%) | −$2.27 |
| Per-order / withdrawal fee | −$0.20 |
| You actually keep | $88.23 |
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Frequently asked questions
How much do Etsy, Amazon, and eBay actually take from a sale?
Etsy takes a 6.5% transaction fee plus payment processing (about 3% + a flat amount) and a $0.20 listing fee. Amazon charges a referral fee that is 15% for most categories (it ranges 5–45% by category) with a $0.30 per-item minimum. eBay charges a 13.6% final value fee up to $7,500 per item plus about $0.40 per order. But the marketplace cut is not the end: if you are an international seller, the money then passes through currency conversion and payout fees before it reaches your bank. This free calculator adds all of them up.
What is the hidden currency conversion fee when a marketplace pays an international seller?
When a US marketplace converts your payout to your home currency, it applies a markup on top of the mid-market exchange rate: roughly 2.5% on Etsy, about 3% on eBay, and around 3–4% with the Amazon Currency Converter for Sellers. On a full month of sales that quietly becomes real money. Receiving in USD and withdrawing through Payoneer (about 2%) or Wise (often under 1%) is usually cheaper — the calculator lets you compare.
How much does an international marketplace seller actually keep after fees?
After the marketplace fee, payment processing, currency conversion, and any per-order and bank fees, a non-US seller often keeps meaningfully less than the sale price. On a typical Etsy sale converted to a local currency the stacked fees erode around 12% before the money reaches your bank; on Amazon and eBay the marketplace cut alone is larger. The calculator shows your real take-home for each marketplace.
How much should I price an item to take home a target amount?
Work backwards from your target: divide it by the combined effect of the marketplace, processing, and conversion fees, then add the flat per-order and bank fees. The calculator does this automatically — enter the amount you want to keep and it shows the sale price you should set to reach it.
Is this marketplace take-home calculator free, and is it financial advice?
Yes, it is free and runs entirely in your browser. It uses typical published rates verified against Etsy, Amazon, and eBay as of July 2026, and you can edit any field to match your category and account. It is an estimate for planning only — not tax or financial advice — and it does not include your local income tax.